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What Should Expats Look For In Their Chosen Car Insurance Brokers? By Liz Seyi

  in Finances | Published 2019-06-04 02:55:12 | 52 Reads | Unrated

Summary

These are things that you need to think about in advance, instead of simply making a spontaneous decision when you are on the phone to the insurers from which you are purchasing a policy.

Full Content

Starting a new life in unfamiliar foreign climes can certainly be enthralling, but of course, there are also many ways in which you could find yourself tripping up. Picking out the right car insurance brokers can be one such area of difficulty, although thankfully, there are a few ways you can make your life easier when seeking the perfect such firm.

Here, then, are some of the things we would advise you to seek in any expat Car Insurance Brokers.

An expatriate focus and

track record

The car insurance brokers that you are considering may claim to cater to expats, but is this merely a sideline compared to other markets they serve? Have they even been providing car insurance for expatriates for long? For that matter, are they expats themselves?

One of the key reasons for Ibex Insurance Services’ longevity as an international insurance broker is its sustained focus on the needs of expats living in Spain, Portugal and Gibraltar.

Not only do we have plenty of people on our staff who have gone through the process of seeking out car insurance in an overseas country themselves, but we also provide our services entirely in the English language.

A broad range of coverage options

Any good car insurance brokers should be able to give you a choice between comprehensive, third party only, or third party fire and theft policies. But it’s also important to be able to pore over the details of such policies, to ensure you will be well-covered for such things as emergency treatment, legal defence, legal liability, new vehicle replacement and/or replacement locks.

You should also ask your chosen car insurance brokers about the assorted optional extras that they can give you. What standard of breakdown cover is provided, for example, or hire car cover?

These are things that you need to think about in advance, instead of simply making a spontaneous decision when you are on the phone to the insurers from which you are purchasing a policy.

A formidable network of Approved Repairers

It can be scary enough to be involved in an accident in your home country – never mind abroad, in a territory where you may be ill-prepared to ensure your vehicle will definitely be well looked-after by whatever repairers you choose.

That’s why, here at Ibex, we have tried and tested a series of repairers throughout the jurisdictions that we cater for, and added the ones that meet with our approval to our list of Approved Repairers.

Using one of these repairers will entitle you to such perks as a free courtesy car scheme for the duration of the repair, free exterior and interior car valeting, and even the free picking up and dropping off of your vehicle.

Whatever car insurance brokers you do choose, we very much hope they meet the above standards as a minimum! Request your quote from Ibex today, and we can soon start putting together the policies that will best address your requirements as a driver in Portugal, Spain or Gibraltar.

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